WhatsApp began testing new features that allowed us to transfer money over the Android and iOS days. How is this feature still in beta? We tried to picture it.

With the advancement of technology, communication between individuals and various purchases has also come to face. Firstly, this way we entered via text messages has improved considerably with the use of banks in the transfer of funds and the subsequent introduction of ATMs. Later, mobile and internet banking were a major breakthrough. Now, the popular instant messaging service, WhatsApp, is preparing to introduce a feature that will save us a lot of trouble. WhatsApp payments supported by more than 70 banks have begun to be tested by users.

In this article, we reviewed how to use WhatsApp Payments to send money. Before you start, you should keep in mind that both the sender and the receiver must activate the WhatsApp Payment option for an action to be made, and that your WhatsApp number must be linked to your bank account.

To send and receive money using WhatsApp Payments:

To set up WhatsApp Payments or transfer money to a person, first click Settings> Payments, click the ‘Append’ icon next to the text field, and click on the payments option.

Once you accept the terms, you need to verify the phone number and mark the ‘Done’ option.

Then, if you have a bank listed, you choose your own account. If you do not have a UPI account, you are asked to create an account with the security PIN for authentication. It is useful to remind yourself that the mobile number you use in WhatsApp should be connected to your bank, otherwise you must contact your bank to connect your number.


Select the person and account you wish to send money to (if you have multiple accounts), enter the UPI PIN code and the transfer must be completed in seconds and the amount transferred to your friend’s account.


You can view details about the completed action by clicking in the chat. The help option allows you to communicate any complaints about the transaction, if any. You can view the payment history from the settings and change the UPI PIN or remove the bank account at any time by clicking on the relevant bank account
The WhatsApp Payments feature is being offered gradually and is expected to be open in the coming weeks. If you have any problems, you can let us know through comments.


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